5. DO WE USE COOKIES AND
OTHER TRACKING
TECHNOLOGIES?
In Short: We may use cookies and
other tracking technologies to
collect and store your
information.
We may use cookies and similar
tracking technologies (like web
beacons and pixels) to gather
information when you interact with
our Services. Some online tracking
technologies help us maintain the
security of our Services
and your account, prevent crashes, fix bugs, save
your preferences, and assist with
basic site functions.
We also permit third parties and
service providers to use online
tracking technologies on our
Services for analytics and
advertising, including to help
manage and display advertisements,
to tailor advertisements to your
interests, or to send abandoned
shopping cart reminders (depending
on your communication
preferences). The third parties
and service providers use their
technology to provide advertising
about products and services
tailored to your interests which
may appear either on our Services
or on other websites.
To the extent these online tracking
technologies are deemed to be a
"sale"/"sharing"
(which includes targeted
advertising, as defined under the
applicable laws) under applicable US
state laws, you can opt out of these
online tracking technologies by
submitting a request as described
below under section
"DO UNITED STATES RESIDENTS HAVE
SPECIFIC PRIVACY RIGHTS?"
Specific information about how we
use such technologies and how you
can refuse certain cookies is set
out in our Cookie Notice.
6. HOW DO WE HANDLE YOUR
SOCIAL LOGINS?
In Short: If you choose to register or
log in to our Services using a
social media account, we may
have access to certain
information about you.
Our Services offer you the
ability to register and log in
using your third-party social
media account details (like your
Facebook or X logins). Where you
choose to do this, we will receive
certain profile information about
you from your social media
provider. The profile information
we receive may vary depending on
the social media provider
concerned, but will often include
your name, email address, friends
list, and profile picture, as well
as other information you choose to
make public on such a social media
platform.
We will use the information we
receive only for the purposes that
are described in this privacy
notice or that are otherwise made
clear to you on the relevant
Services. Please note that we do
not control, and are not
responsible for, other uses of
your personal information by your
third-party social media provider.
We recommend that you review their
privacy notice to understand how
they collect, use, and share your
personal information, and how you
can set your privacy preferences
on their sites and apps.
7. HOW LONG DO WE KEEP
YOUR INFORMATION?
In Short: We keep your information for as
long as necessary to
fulfill
the purposes outlined in this
privacy notice unless otherwise
required by law.
We will only keep your personal
information for as long as it is
necessary for the purposes set out
in this privacy notice, unless a
longer retention period is
required or permitted by law (such
as tax, accounting, or other legal
requirements).
No purpose in this notice will
require us keeping your personal
information for longer than
the period of time in which users
have an account with us.
When we have no ongoing
legitimate business need to
process your personal information,
we will either delete or
anonymize
such information, or, if this is
not possible (for example, because
your personal information has been
stored in backup archives), then
we will securely store your
personal information and isolate
it from any further processing
until deletion is possible.
8. HOW DO WE KEEP YOUR
INFORMATION SAFE?
In Short: We aim to protect your personal
information through a system of
organizational
and technical security
measures.
We have implemented appropriate
and reasonable technical and
organizational
security measures designed to
protect the security of any
personal information we process.
However, despite our safeguards
and efforts to secure your
information, no electronic
transmission over the Internet or
information storage technology can
be guaranteed to be 100% secure,
so we cannot promise or guarantee
that hackers, cybercriminals, or
other
unauthorized
third parties will not be able to
defeat our security and improperly
collect, access, steal, or modify
your information. Although we will
do our best to protect your
personal information, transmission
of personal information to and
from our Services is at your own
risk. You should only access the
Services within a secure
environment.
9. DO WE COLLECT
INFORMATION FROM
MINORS?
In Short: We do not knowingly
collect data from or market to
children under 18 years of
age.
We do not knowingly collect,
solicit data from, or market to
children under 18 years of age,
nor do we knowingly sell such
personal information. By using the
Services, you represent that you
are at least 18 or that you are
the parent or guardian of such a
minor and consent to such minor
dependent’s use of the Services.
If we learn that personal
information from users less than
18 years of age has been
collected, we will deactivate the
account and take reasonable
measures to promptly delete such
data from our records. If you
become aware of any data we may
have collected from children under
age 18, please contact us at
info@j1exchangers.com.
10. WHAT ARE YOUR PRIVACY
RIGHTS?
In Short: Depending on your state of
residence in the US or in
some regions, such as
the European Economic Area
(EEA), United Kingdom (UK),
Switzerland, and Canada, you have rights that allow
you greater access to and
control over your personal
information. You may review, change, or
terminate your account at any
time, depending on your country,
province, or state of
residence.
In some regions (like
the EEA, UK, Switzerland, and
Canada), you have certain rights under
applicable data protection laws.
These may include the right (i) to
request access and obtain a copy
of your personal information, (ii)
to request rectification or
erasure; (iii) to restrict the
processing of your personal
information; (iv) if applicable,
to data portability; and (v) not
to be subject to automated
decision-making. In certain
circumstances, you may also have
the right to object to the
processing of your personal
information. You can make such a
request by contacting us by using
the contact details provided in
the section
"HOW CAN YOU CONTACT US ABOUT
THIS NOTICE?"
below.
We will consider and act upon any
request in accordance with
applicable data protection
laws.
Withdrawing your consent:
If we are relying on your consent
to process your personal
information,
which may be express and/or
implied consent depending on the
applicable law,
you have the right to withdraw
your consent at any time. You can
withdraw your consent at any time
by contacting us by using the
contact details provided in the
section
"HOW CAN YOU CONTACT US ABOUT
THIS NOTICE?"
below
or updating your preferences.
However, please note that this will
not affect the lawfulness of the
processing before its withdrawal
nor,
when applicable law allows,
will it affect the processing of
your personal information conducted
in reliance on lawful processing
grounds other than consent.
Opting out of marketing and
promotional communications: You can
unsubscribe from our marketing and
promotional communications at any
time by
clicking on the unsubscribe link in
the emails that we send,
or by contacting us using the
details provided in the section
"HOW CAN YOU CONTACT US ABOUT THIS
NOTICE?"
below. You will then be removed from
the marketing lists. However, we may
still communicate with you — for
example, to send you service-related
messages that are necessary for the
administration and use of your
account, to respond to service
requests, or for other non-marketing
purposes.
Account Information
If you would at any time like to
review or change the information in
your account or terminate your
account, you can:
-
Log in to your account settings
and update your user
account.
Upon your request to terminate your
account, we will deactivate or
delete your account and information
from our active databases. However,
we may retain some information in
our files to prevent fraud,
troubleshoot problems, assist with
any investigations, enforce our
legal terms and/or comply with
applicable legal requirements.
If you have questions or comments
about your privacy rights, you may
email us at
info@j1exchangers.com.
11. CONTROLS FOR
DO-NOT-TRACK
FEATURES
Most web browsers and some mobile
operating systems and mobile
applications include a
Do-Not-Track ("DNT") feature or setting you can
activate to signal your privacy
preference not to have data about
your online browsing activities
monitored and collected. At this
stage, no uniform technology
standard for
recognizing
and implementing DNT signals has
been
finalized. As such, we do not currently
respond to DNT browser signals or
any other mechanism that
automatically communicates your
choice not to be tracked online.
If a standard for online tracking
is adopted that we must follow in
the future, we will inform you
about that practice in a revised
version of this privacy
notice.
California law requires us to let
you know how we respond to web
browser DNT signals. Because there
currently is not an industry or
legal standard for
recognizing
or
honoring
DNT signals, we do not respond to
them at this time.
12. DO UNITED STATES
RESIDENTS HAVE SPECIFIC
PRIVACY RIGHTS?
In Short: If you are a resident of
California, Colorado,
Connecticut, Delaware, Florida,
Indiana, Iowa, Kentucky,
Montana, New Hampshire, New
Jersey, Oregon, Tennessee,
Texas, Utah, or Virginia, you may have the right to
request access to and receive
details about the personal
information we maintain about
you and how we have processed
it, correct inaccuracies, get a
copy of, or delete your personal
information. You may also have
the right to withdraw your
consent to our processing of
your personal information. These
rights may be limited in some
circumstances by applicable law.
More information is provided
below.
Categories of Personal
Information We Collect
We have collected the following
categories of personal information
in the past twelve (12)
months:
|
Category
|
Examples
|
Collected
|
|
A. Identifiers
|
Contact details, such as
real name, alias, postal
address, telephone or
mobile contact number,
unique personal
identifier, online
identifier, Internet
Protocol address, email
address, and account
name
|
YES
|
|
B. Personal information
as defined in the
California Customer
Records statute
|
Name, contact
information, education,
employment, employment
history, and financial
information
|
YES
|
|
C. Protected
classification
characteristics under
state or federal law
|
Gender, age, date of
birth, race and ethnicity,
national origin, marital
status, and other
demographic data
|
YES
|
|
D. Commercial
information
|
Transaction information,
purchase history,
financial details, and
payment information
|
YES
|
|
E. Biometric
information
|
Fingerprints and
voiceprints
|
YES
|
|
F. Internet or other
similar network
activity
|
Browsing history, search
history, online
behavior, interest data, and
interactions with our and
other websites,
applications, systems, and
advertisements
|
YES
|
|
G. Geolocation data
|
Device location
|
YES
|
|
H. Audio, electronic,
sensory, or similar
information
|
Images and audio, video
or call recordings created
in connection with our
business activities
|
YES
|
|
I. Professional or
employment-related
information
|
Business contact details
in order to provide you
our Services at a business
level or job title, work
history, and professional
qualifications if you
apply for a job with
us
|
YES
|
|
J. Education
Information
|
Student records and
directory
information
|
YES
|
|
K. Inferences drawn from
collected personal
information
|
Inferences drawn from any
of the collected personal
information listed above
to create a profile or
summary about, for
example, an individual’s
preferences and
characteristics
|
NO
|
|
L. Sensitive personal
Information
|
Account login
information,
precise geolocation,
passport numbers,
citizenship or immigration
status,
debit or credit card
numbers
and
national origin
|
YES
|
We only collect sensitive personal
information, as defined by
applicable privacy laws or the
purposes allowed by law or with your
consent. Sensitive personal
information may be used, or
disclosed to a service provider or
contractor, for additional,
specified purposes. You may have the
right to limit the use or disclosure
of your sensitive personal
information.
We do not collect or process
sensitive personal information for
the purpose of inferring
characteristics about you.
We may also collect other personal
information outside of these
categories through instances where
you interact with us in person,
online, or by phone or mail in the
context of:
-
Receiving help through our customer
support channels;
-
Participation in customer surveys
or contests; and
-
Facilitation in the delivery of our
Services and to respond to your
inquiries.
We will use and retain the collected
personal information as needed to
provide the Services or for:
-
Category A -
As long as the user has an
account with us
-
Category B -
As long as the user has an
account with us
-
Category
C -
As long as the user has an
account with us
-
Category
D -
As long as the user has an
account with us
-
Category
E -
As long as the user has an
account with us
-
Category
F -
As long as the user has an
account with us
-
Category
G -
As long as the user has an
account with us
-
Category
H -
As long as the user has an
account with us
-
Category
I -
As long as the user has an
account with us
-
Category
J -
As long as the user has an
account with us
-
Category
L -
As long as the user has an
account with us
Sources of Personal
Information
How We Use and Share Personal
Information
Will your information be
shared with anyone
else?
We may use your personal
information for our own business
purposes, such as for
undertaking internal research
for technological development
and demonstration. This is not
considered to be
"selling"
of your personal
information.
We have not disclosed, sold, or
shared any personal information
to third parties for a business
or commercial purpose in the
preceding twelve (12) months.
We will not sell or share personal
information in the future
belonging to website visitors,
users, and other consumers.
Your Rights
You have rights under certain US
state data protection laws.
However, these rights are not
absolute, and in certain cases, we
may decline your request as
permitted by law. These rights
include:
-
Right to know
whether or not we are processing
your personal data
-
Right to access your personal data
-
Right to correct inaccuracies in your personal
data
-
Right to request
the deletion of your personal
data
-
Right to obtain a
copy of the personal data you
previously shared with us
-
Right to
non-discrimination
for exercising your rights
-
Right to opt out
of the processing of your personal
data if it is used for targeted
advertising
(or sharing as defined under
California’s privacy law), the sale of personal data, or
profiling in furtherance of
decisions that produce legal or
similarly significant effects
("profiling")
Depending upon the state where
you live, you may also have the
following rights:
-
Right to obtain a list of the
categories of third parties to
which we have disclosed personal
data (as permitted by applicable
law, including
California's and Delaware's
privacy law)
-
Right to obtain a list of
specific third parties to which we
have disclosed personal data (as
permitted by applicable law,
including Oregon’s privacy
law)
-
Right to limit use and disclosure
of sensitive personal data (as
permitted by applicable law,
including California’s privacy
law)
-
Right to opt out of the
collection of sensitive data and
personal data collected through
the operation of a voice or facial
recognition feature (as permitted
by applicable law, including
Florida’s privacy law)
How to Exercise Your
Rights
To exercise these rights, you
can contact us
by visiting
https://j1exchangers.com/contact-us,
by emailing us at
info@j1exchangers.com,
or by referring to the contact
details at the bottom of this
document.
Under certain US state data
protection laws, you can designate
an
authorized
agent to make a request on your
behalf. We may deny a request from
an
authorized
agent that does not submit proof
that they have been validly
authorized
to act on your behalf in
accordance with applicable
laws.
Request Verification
Upon receiving your request, we
will need to verify your identity
to determine you are the same
person about whom we have the
information in our system. We will
only use personal information
provided in your request to verify
your identity or authority to make
the request. However, if we cannot
verify your identity from the
information already maintained by
us, we may request that you
provide additional information for
the purposes of verifying your
identity and for security or
fraud-prevention purposes.
If you submit the request through
an
authorized
agent, we may need to collect
additional information to verify
your identity before processing
your request and the agent will
need to provide a written and
signed permission from you to
submit such request on your
behalf.
Appeals
Under certain US state data
protection laws, if we decline to
take action regarding your
request, you may appeal our
decision by emailing us at
info@j1exchangers.com.
We will inform you in writing of
any action taken or not taken in
response to the appeal, including
a written explanation of the
reasons for the decisions. If your
appeal is denied, you may submit a
complaint to your state attorney
general.
California
"Shine The Light"
Law
California Civil Code Section
1798.83, also known as the
"Shine The Light"
law, permits our users who are
California residents to request
and obtain from us, once a year
and free of charge, information
about categories of personal
information (if any) we disclosed
to third parties for direct
marketing purposes and the names
and addresses of all third parties
with which we shared personal
information in the immediately
preceding calendar year. If you
are a California resident and
would like to make such a request,
please submit your request in
writing to us by using the contact
details provided in the section
"HOW CAN YOU CONTACT US ABOUT
THIS NOTICE?"
13. DO OTHER REGIONS HAVE
SPECIFIC PRIVACY RIGHTS?
In Short: You may have additional
rights based on the country you
reside in.
Australia
and
New Zealand
We collect and process your
personal information under the
obligations and conditions set by
Australia's Privacy Act 1988
and
New Zealand's Privacy Act
2020
(Privacy Act).
This privacy notice satisfies the
notice requirements defined in
both Privacy Acts, in particular: what personal
information we collect from you,
from which sources, for which
purposes, and other recipients of
your personal information.
If you do not wish to provide the
personal information necessary to
fulfill
their applicable purpose, it may
affect our ability to provide our
services, in particular:
-
offer you the products or
services that you want
-
respond to or help with your
requests
-
manage your account with
us
-
confirm your identity and
protect your account
Republic of South Africa
If you are unsatisfied with the
manner in which we address any
complaint with regard to our
processing of personal
information, you can contact the
office of the regulator, the
details of which are:
14. DO WE MAKE UPDATES
TO THIS NOTICE?
In Short: Yes, we will update this
notice as necessary to stay
compliant with relevant
laws.
We may update this privacy
notice from time to time. The
updated version will be
indicated by an updated
"Revised"
date at the top of this privacy
notice. If we make material
changes to this privacy notice,
we may notify you either by
prominently posting a notice of
such changes or by directly
sending you a notification. We
encourage you to review this
privacy notice frequently to be
informed of how we are
protecting your
information.
15. HOW CAN YOU CONTACT
US ABOUT THIS
NOTICE?
If you have questions or
comments about this notice, you
may
email us at
info@j1exchangers.com
or contact us by post
at:
Exchangers
3920 Greenpoint Ave.
Queens,
NY
11104
United States
16. HOW CAN YOU REVIEW,
UPDATE, OR DELETE THE
DATA WE COLLECT FROM
YOU?
Based on the applicable laws of
your country
or state of residence in the
US, you may
have the right to request
access to the personal
information we collect from
you, details about how we
have processed it, correct
inaccuracies, or delete your
personal information. You
may also have the right to
withdraw your consent to
our processing of your
personal information. These
rights may be limited in
some circumstances by
applicable law. To request
to review, update, or delete
your personal information,
please
visit:
https://j1exchangers.com/contact-us.